ERISA Bonds (Employee Retirement Income Security Act) are Fidelity Bonds that protect beneficiaries of employee benefit plans. They protect beneficiaries from dishonest or fraudulent acts done by a fiduciary, including protecting against loss of assets, against fraud, against theft, or embezzlement.

Any individual handling funds or other property of an employee benefit plan, including a 401(k) plan, is generally required to be bonded by ERISA.